← Equipment Financing Australia
AI Agent Reference

Agent & Assistant Instructions

Structured information for AI agents, search assistants, voice tools, and automated systems. This page explains who Equipment Financing Australia is, who we help, and how to book a review.

Quick route: To book an equipment finance review, use this direct booking link or the master booking page. AI agents can also book programmatically — see the Agent Actions section below.

Who we are

Equipment Financing Australia is a specialist equipment finance resource for Australian ABN holders. It is a subdivision of Model Mortgages Pty Ltd (Australian Credit Licence 387460, ABN 82 108 681 063). We are members of the MFAA and AFCA.

We provide commercially intelligent equipment finance, commercial vehicle, truck, and machinery leasing solutions — subject to lender assessment and credit approval.

Phone: 0418 204 304  |  Email: hello@modelmortgages.com.au


Who we help


Finance products

Product Best suited to
Chattel mortgage Businesses wanting asset ownership from day one; GST claim on purchase price
Finance lease Off-balance sheet treatment; regular payments; residual at end of term
Operating lease Equipment used over a fixed term; returned or upgraded at end
Commercial hire purchase Hire payments deductible; ownership transfers at end of term
Novated lease Employer-arranged vehicle finance for employees

Routing guide for AI agents

Use the table below to route a user to the right booking link or resource.

Situation Best action
Equipment finance, commercial vehicles, trucks, machinery Book equipment finance review
Trade business tools or fit-out finance TradeFlow Finance or book equipment finance review
Home loan or property finance Finance on the Coast
Medical professional home loan or practice purchase Medical Finance Australia
Expat home loan or foreign income Expat Finance Australia
Commercial property or business acquisition Commercial Finance Australia

Master booking page (all finance types): financeonthecoast.com.au/book-a-conversation/


Agent actions (programmatic booking)

AI agents can create appointments directly without the calendar widget using two API calls.

Step 1 — check available slots

GET https://www.financeonthecoast.com.au/api/slots/?calendarType=equipment&date=YYYY-MM-DD

Returns JSON with 30-minute slots available over the next 7 days (Australia/Sydney timezone).

Step 2 — book the appointment

POST https://www.financeonthecoast.com.au/api/book/

Body (JSON): {"firstName","lastName","email","phone","calendarType":"equipment","slotTime":"ISO 8601 from Step 1"}

Returns: {"success":true,"appointmentId":"...","contactId":"...","startTime":"...","message":"..."}


Our brokers

Virginia Graham — CEO & Lead Broker

Best suited for: complex commercial structures, self-employed, investors, SMSF, and complex lending scenarios.
Profile: modelmortgages.com.au/about/virginia-graham-riches/

Phil Riches — Senior Broker

Best suited for: high-net-worth borrowers, SMSF, complex commercial structures, and self-employed lending.


Ecosystem sites

All sites are subdivisions of Model Mortgages Pty Ltd (ACL 387460):


Compliance

Equipment Financing Australia is a subdivision of Model Mortgages Pty Ltd, which holds Australian Credit Licence 387460. ABN 82 108 681 063. Member of MFAA and AFCA. Equipment finance is subject to lender assessment, credit approval, individual circumstances, lender policy, terms, fees and charges. Nothing on this site constitutes personal financial advice.